Manage your fleet with Comprehensive Insurance broking solutions for Your Business and Passengers with Aon Motor Fleet

Aon has expertise in Passenger Liability with buses and is able to assist clients who carry passengers (including fare paying passengers) to ensure they have adequate cover in place as well as a number of value-added benefi ts for this specialist need.

The legal requirement to transport passengers is a public operating license. This public operating license authorizes a person to use a specifi c vehicle for the purposes of road-based public transport services. Before any permits are issued Passenger liability cover (evidenced thereof) must be obtained for the protection of fare paying passengers. Aon will provide expert advice and guidance in this regard.

This legal requirement is for individuals or businesses who want to operate a bus, tourist, charter, shuttle, metered taxi, scholar, and e-hailing services.

Clients also have the option to limit covers to Motor Third party only, or Third party fire & theft covers.

Comprehensive covers include accidental damage to own vehicles as well as hijacking, theft and motor third party liability. These can have a major impact on your business’s ability to deliver to your clients on time.

Motor Third Party Liability protects your business in the event that your vehicles cause injury or damages to thirdparty persons or property. Aon can advise you on insurance solutions for various liabilities and make sure you get the correct liability cover for your needs and your business.

Underwritten by reputable local and global insurance providers, our solutions are coupled with advice based on years of sound insurance knowledge.

Full Comprehensive Cover under the Aon Motor Passenger Transport product includes:

Passenger Liability
Passenger Liability

Cover up to R100 million any one incident

Third Party Liability
Third Party Liability

Cover up to R5 million any one incident (but higher limits available on request)

Baggage Luggage
Baggage / Luggage

Cover up to R25 000 any one incident

An Aon broker will assist you in:

  • Identifying and managing your fl eet risks
  • Provide expert advice and guidance through a qualified specialist
  • Help you with your insurance placement
  • Being your advocate whether you are negotiating premiums and cover or require assistance through the claims process

Comprehensive Insurance Cover for:

  • Buses
  • Mini-busses
  • and other types of fare paying passenger vehicles

You get comprehensive insurance cover against:

  • Accidental damage
  • Theft and hijacking
  • Acts of nature such as hail, wind, storm, floods and lightning
  • Fire and explosion
  • Third Party Liability
  • Credit shortfall

Additional solutions include: (if selected)

  • VAPS
  • Goods-in-transit (GIT) cover
  • Envirosure (non-hazardous accidental spillages)

Can you provide me with references or examples of businesses similar to mine that have successfully used motor fleet insurance?
What type of motor insurance cover does Aon provide?
What happens if one of my fleet vehicles is involved in an accident with a third party who is uninsured?
What types of losses and damages are typically covered under a commercial motor fleet policy?
How do I submit a claim for a loss or damage to a vehicle in my fleet?